1. What is the need for Payday 1 hour?
For those looking for small cash advances we provide an easy mode to compare and get loans at the hour of crisis. We are basically an online loan comparison site where rates of loans can be compared easily and conveniently.
2. Am I eligible?
You can opt for a loan only if your age is 18 years, if you are a permanent resident of Australia, if you have a fixed source of income and if you have opened an accessible bank account.
3. What are the loan choices available here?
Though Payday 1 hour are not lenders here but we offer an online platform through which one can get hold of loan choices like small loans and payday loans. It should be noted here that these loan options have been made obtainable for short term necessities.
4. What is range of loan amount I can avail here?
For small cash advances available through us, one should be able to avail a loan sum which varies from AU$ 100 to AU$ 1000. So, if it is short term cash need then loan sum range obtainable here would be ideal for you.
5. How long will be the repayment tenure?
Here loans are provided through us for short term. So you need to pay back the loan amount borrowed within 2 to 4 weeks of applying. In other words here you will be required to pay off the borrowed amount of loan after you receive your next month salary.
6. Are loans expensive here with you?
Charges which will mainly include interest rates and APR amount levied on the loan sum would be decided by the lender. Here in case of short term finances available through us loan charges would be quite high. However we will excuse the borrower from service charges like comparison and processing fees.
7. What if the repayment gets delayed?
On failing to repay the loan amount within time, you will be charged with penalty fees. There will be additional burden of accrued interest rates if lender is not notified about late repayment in advance.
PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.