How It Works

At Payday 1 hour we have cut short the hefty steps for loan processing. Here we have an easy mode for loan comparison. Our main aim is to share general information about loans with borrowers so that he or she can decide whether or not it would be useful to choose a loan or not. It should be noted that we are not lending sources here rather we are associated with lenders who specialize in loan choices like small loans and payday loans.

But before you approach us at Payday 1 hour for loans, you must confirm whether or not you qualify. You will be able to apply for loans only if your age is 18 years, if you are employed and earn a fixed monthly income, if you are a permanent citizen of Australia and if you have access to an active bank account.

To register for loans here with Payday 1 hour you need to complete an online form. We need details to be correctly entered by you. To send us your loan request you must click on the submit button.

We will forward your details to lenders who will then authenticate the information provided by you. Then taking your requirements in to consideration the loan rates would be affixed. You just have to compare the rates so that the lender can issue loans for you.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow - $150 You Pay - $186 Representative APR 1223.6% (Variable)