Our Charges

If you are searching for short term finances then you can count on us at Payday 1 hour. We will offer you an opportunity to look out for suitable loan options meant for short term necessities. We are accessible online and can be contacted any time whenever you recognize some urgent need is there. Loan comparison method is a swift one here where some easy steps to be fulfilled by you.

Besides all this information we know the borrower will be highly concerned about the rates at which loans can be obtained. Take a look here:

1. Interest amount:
It is certain that the loan sum you choose will carry some amount of interest. In case of these short term loan choices the interest rates have been kept high by the lender since loans here will be provided for short tenure. To balance the risk of lending funds for short duration, the lender has raised the interest rates.

2. APR charges:
Annual Percentage Rate which is the total charge of credit including fees and other internal costs. These charges would vary from lender to lender.

3. No service charges:
Loans can be accessed through Payday 1 hour. But we will not be charging any fees in order to let you compare the loan deals.

4. Payment for late fees:
If you fail to pay back the loan money borrowed within schedule then penalty fees would be charged on the loan sum. Besides, the amount of interest might also increase.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow - $150 You Pay - $186 Representative APR 1223.6% (Variable)