Privacy Policy

This is the privacy policy developed for Payday 1 hour. The user is advised to review this page of our site before starting to access our website for loans. Our privacy policy describes our privacy practices. So, from here one can know how we collect, share, disclose and protect the details furnished by the applicant in the loan applying form. So, here one can understand how important he or she security is to us.

Here Payday 1 hour is committed towards safeguarding the privacy of its users. Thus we have designed this safe mode of application for the borrower. We have developed the appropriate level of security so that confidentiality of details should remain intact. We have partnered with reputable lenders with whom we have working for quite a while. So, here loan application from the user will be send to registered lenders. We will not let unlicensed lenders to access any information about the borrower.

Payday 1 hour is an online website providing information about loans. For personal reference this information can be browsed any time and for that no application formalities needed to be fulfilled. But if you wish to avail loan support then we will need some of your personal details which should be correctly entered in the loan application which has been made available online for you. Once you submit the completed application, we will receive your application to exercise the next steps.

Two types of information are required from you. First one will be personally identifiable details which can be obtained from the details like your name, your physical address, your email id, your telephone number, your social security number, your date of birth, your employment details, your citizenship status, information about home ownership, frequency and amount of paychecks etc. The identity of the applicant can be validated from these details. Moreover these details contain your contact information which is used in notifying the borrower about upcoming offers and about our products and services.

The second type will be non personally identifiable details which mainly include IP address of the user, access time, browser type and language, other sites which have been viewed by the user etc. The browsing history can be determined from these details. Thus it can be known how the experience of the user while accessing this site was and whether or not this site has been useful for the user. In short these details evaluates whether or not the website needs to customize its operations.

This online site Payday 1 hour also provide links to third party sites. These sites are not regulated by our privacy policy and terms and conditions.

We can make timely changes in our policy. So, you must review this page every time you pay visit at Payday 1 hour.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow - $150 You Pay - $186 Representative APR 1223.6% (Variable)